TrustT Privacy Policy Agreement

Introduction:

This Privacy Statement relates solely to the online information collection and use practices of our Mobile Apps located at TrustT ("Mobile Apps"), and not to any subdomains of this Mobile Apps. We recognize that many visitors and users of this Mobile Apps are concerned about the information they provide to us, and how we treat that information. This Privacy Statement, which may be updated from time to time, has been developed to address those concerns.

Your use of this Mobile Apps indicates to us that you have read and accept our privacy practices, as outlined in this Privacy Statement. If you have any questions or concerns regarding this Privacy Statement, please contact: support@Trustt.com

Data about you:

a) Personal Information:

Once you use our services; Mobile App, website, and customer support we collect your personal information including, but not limited to data and information such as your first name, last name, phone number, date of birth, address, SSN, and your financial information related to your Bank accounts and debit / credit cards. All these types of personal information collected serve to know your identity, background, and your financial standing.

  • Your personal information will be obtained from yourself and from different sources including but not limited to:
  • Through your information provided during the application process, surveys, customer support, and once using our services.
  • Through Information provided during your verbal communication with TrustT customer support and your written emails.
  • From third parties and from other sources such as employers, and information providers agencies.

b) Additional Documents for verification process:

TrustT is allowed to request additional documents including but not limited to a form of valid government issued identification with picture, bills, and bank statements from the user during the verification process. The documentation request will vary from one user to another.

The documents collected, and the personal information collected by TrustT will be all stored together for the duration of the business relationship or up to five years after contract termination. This timeframe is subject to be changed accordingly with the Anti Money Laundering Act.

c) Use of cookies:

Cookies are text files downloaded to your used device automatically and stored within its hard drive. 

The information gathered once you access the website with your computer, laptop or any personal device will be used for statistical purposes as well as improve our website, provide a better service and product, and learn better about our users’ preferences. 

Please note that all users have the ability and the option to decline the use of cookies. You can manage your cookies’ settings and preferences in your browser. If you decline the cookies, you might be unable to access all the website’s components. 

Your rights to Personal Information:

Your Legal Right

TrustT protects your right

The right to access

The right to be informed of the way we use your personal information and to request access to the personal data we hold about you.

The right of rectification

If the information TrustT holds about you are incomplete or incorrect, you have the right to update and change your personal information.

The right to erasure

The right to request that TrustT deletes all your personal data.

The right to Restrict

The right to request that TrustT temporarily or permanently stop processing all or part of your personal data.

The right to object

The right to object to your personal information to be processed for marketing and statistical purposes.

The right to Data Portability

The right to request a copy of your personal information to be transmitted to another service provider.

In order to enable you to exercise all your rights, you can contact our privacy team through the email support@trustT.com. Our privacy team will provide you with any needed information related to the processing of your personal data.

How we use your Personal Information:

We use your personally identifiable information to provide you with the information or content that you have requested, and, in some cases, to contact you about our programs, products, features or services. If you no longer wish to receive press releases or any other type of information from us, you may send us an email through our "Contact Us" link or use our E-mail Alert form to change your preferences.

We use non-identifying information collected on our Website in the aggregate to better understand your use of the Website and to enhance your enjoyment and experience. For example, we may use the information to improve the design and content of our Website or to analyze the programs and services that we offer. We may employ other companies and individuals to perform functions on our behalf. Our employees, agents and contractors who have access to personally identifiable information are required to protect the information in a manner that is consistent with this Privacy Statement.

We may provide access to your personally identifiable information when legally required to do so, to cooperate with police investigations or other legal proceedings, to protect against misuse or unauthorized use of our Website, to limit our legal liability and protect our rights, or to protect the rights and safety of visitors to this Website or the public. In those instances, the information is provided only for that limited purpose.

We will not share your personally identifiable information in ways unrelated to those described above without providing you with an opportunity to opt out of such use or otherwise prohibit such unrelated uses.

All data collected by TrustT is solely used to verify the identity of its users and ensure high standards of KYC/AML within its network. A legal permission has been granted to TrustT to process your personal data as described below:

  • To process any service provided by TrustT and/or business partners.
  • To notify you about any changes related to our terms and conditions, policies, products/services features, and your TrustT account updates.
  • To follow up with our users regarding any enquiry received to our customer support through phone calls, emails, and online request.
  • To be processed by our Third parties/ agencies / TrustT various departments and units for strategic, selling, marketing, advertisement, and budgeting purposes.
  • To respond to regulatory requirements and law enforcements.
  • To collect our debts and enforce our rights and obligations.
  • To improve our services and products.
  • To look and report any suspicious activities and transactions.
  • For legal purposes.
  • To protect TrustT’s interests, rights, and purposes.

Disclosure of your Personal Information:

Before engaging in any business relationship with any third parties / agencies / service providers, TrustT ensures that your personal information will be treated with strict measures of privacy, security, and confidentiality.

Your Personal information may be disclosed, disseminated, and transferred to:

  • Business units and departments within TrustT Group
  • Licensees, business partners, third parties, agencies, and service providers
  • Professionals including but not limited to, lawyers, consultants, advisors, bankers, debt-collectors, and brokers in order to receive needed advices and expertise
  • Agent, business representatives, contractors acting on our behalf
  • Regulators, federal agencies, investigators, law enforcement or revenue authorities

In such circumstances we may permit access to certain aspects of your personal information or provided documentations, but only once they have agreed to treat data with the strictest levels of security and confidentiality.

HOW DO YOU ACCESS AND/OR MODIFY YOUR INFORMATION OR CHOICES?

If you visit our Website and volunteer personally identifiable information, you may modify, update or delete such information at any time by visiting the E-mail Alert area where you will have the opportunity to access and revise certain of your personally identifiable information, and to update your preferences regarding what information you want to receive from us, or by clicking on the “Contact Us” link and sending us an e-mail. You should be aware, however, that it is not always possible to completely remove or modify information in our databases. In addition, please be aware that your ability to opt out from receiving marketing and promotional materials does not change our right to contact you regarding your use of our Website.

Retention of account information:

TrustT will keep your personal data as long as necessary to provide you with our services, fulfill our business purposes, maintain high performance level, take data-driven business decisions related to our services and products, and comply with our KYC/ AML obligations and legal obligations. TrustT will hold all your personal information or some as long as you are in a relationship with TrustT. Upon your request, TrustT will delete or anonymize all your personal data, unless one of the following situations applies:

  • If there is an unresolved issue related to your account such as unpaid credit or debt, and/ or unresolved claim or dispute, we are legally allowed to maintain your personal information until resolution stage.
  • If we are required to retain your personal information for any legal, tax, audit, and accounting purposes.

TrustT will retain your Personal information in compliance with this Privacy notice as well as the terms and conditions agreement for a necessary time frame for the protection of TrustT interest and of its users and business partners.

Links:

This Website contains links to third party sites as well as to other sites owned and/or operated by Oikos Capital LLC. Please be aware that Oikos Capital LLC, is not responsible for the privacy practices of any third party sites. Please also be aware that the privacy policies of other Oikos Capital LLC, sites may differ significantly from the privacy policy of this Website. Therefore, we encourage our users to read the privacy statement of each and every Website that collects personally identifiable information. This Privacy Statement applies solely to information collected by this Website.

Consent to Transfer:

This Website is operated in the United States. If you are located outside of the United States, please be aware that any information you provide to us will be transferred to the United States. By using our Website, participating in any of our services and/or providing us with your information, you consent to this transfer.

Security and Privacy:

We take reasonable steps to maintain the security of the personally identifiable information that we collect, including limiting the number of people who have physical access to our database servers, as well as installing electronic security systems that guard against unauthorized access. However, no data transmission over the Internet can be guaranteed to be completely secure. Accordingly, we cannot ensure or warrant the security of any information that you transmit to us, so you do so at your own risk.

a) Database security:

The security of your Personal Information is our priority. TrustT keeps, protects and processes your Personal Information in a secure manner by taking reasonable measures in maintaining physical, electronic and procedural safeguards, in compliance with applicable regulations.

We store and process your information using Firewall rules that limit connectivity by IP address. Data that is provided to us is stored on secured servers managed, controlled or exclusively accessed by us. Details relating to any transactions entered on our TrustT will be encrypted to ensure its safety. TrustT incorporates authentication and authorization mechanisms that require users to prove their identities and limit their data access.

TrustT third party will ensure to TrustT users a better detection and prevention of fraud with the integration of the advanced machine learning tools of Stripe, its certified PCI Service Provider. To remain Payment Card Industry Data Security Standards (PCI-DSS) compliant, TrustT will transmit all sensitive data directly to Stripe, without passing through its servers. Additionally, TrustT performs the process of data transmission by using TLS and HTTPS to encrypt and verify the integrity of traffic between the users’ servers and ours.

We are committed to keep your TrustT account safe. We implement appropriate technical and organizational measures including but not limited to Web application firewall, Keys protected on a Vault, and Auth 2.0 as Authentication and Authorization mechanism to help protect your Web access and Mobile TrustT account; however, please note that no system is ever completely secure. Additionally, we have implemented various policies such as, encryption, access, and retention policies to guard against unauthorized access and unnecessary retention of personal data in our systems.

We also ensure that the granted access to TrustT employees to your Personal information is limited and only authorized to employees who have been trained in handling and managing your information within the most protected measurements. These authorized personnel are required to ensure the confidentiality of your information and to comply with our terms and conditions as well as Privacy policy agreement.

b) Data transmission:

You acknowledge and accept that during your logged-in session all the data transferred between TrustT and its users, are passed across the internet using the https protocol is not completely guaranteed and secure, therefore we are unable to guarantee the security of data transfer and reception electronically that’s why it remains entirely at your own risk.

c) Emails:

You acknowledge and accept that TrustT will send to you by email updates and information about your transactions and your TrustT account, including, but not limited to, order confirmations, order notifications, password changes’ notification, acknowledgments of changes of your profile settings, and changes related to our Terms and conditions and Privacy Policy. We might as well send you commercial emails including our product and services features’ changes.

You are solely responsible to ensure the reliability of your email address and its high security and confidentiality levels.

d) Passwords:

Your personal and financial data held by TrustT are protected from unauthorized access by a password which you are solely responsible to keep it confidential.

Your password protects your user account, so we encourage you to use a unique and strong password, modify your password from time to time, limit access to your computer and browser, and log out after having used the TrustT Service.

Changes of this Privacy Policy:

We might make changes related to this privacy policy.

We will notify you in advance by sending you prominent notice by email.

Please, make sure to read carefully and understand the new terms of our Privacy Policy. The last version will be provided and visible to public on our website.

Contact Us:

Thank you for being part of our Network! If you have any questions or comments about this policy, please feel free to contact our Privacy team through email support@trustT.com. We are here to assist you and provide you with our services within a strictly protected confidential environment.